Annual Compliance Calendar for HNW Families: Key Dates in Singapore and Mainland China

An annual compliance calendar is a dated list of the filings, payments, renewals and reviews that a high-net-worth family based in Singapore must deal with every year. The items fall into two groups. Some have fixed dates, such as the 18 April deadline for Singapore individual tax filing, the property tax payment date, the 31 December SRS contribution deadline and the 30 June deadline for reporting overseas income in mainland China. Others are event-driven, such as the expiry of a PR's Re-Entry Permit (REP), pass renewals, tax clearance on leaving a job or Singapore, and National Service registration when a son reaches 16 and a half. The first group is the same every year; the second varies by person and needs to be logged separately.

How to use it: first fill in each family member's status and expiry dates using this page, then check against it once a quarter. Dates follow each authority's announcements for the year; this page was updated on 2026-10-23.

First quarter (January to March): property tax and preparing to file

The first quarter is about settling the previous year's affairs. Property tax bills are often sent at year-end, and families who did not update their address promptly after landing can easily miss them. On tax filing, the Singapore and mainland China filing periods both open in March, so the income records for both can be gathered in one go. Property tax rates and the owner-occupied versus non-owner-occupied basis follow the IRAS property tax pages.

Second quarter (April to June): filing deadlines in both places

18 April and 30 June are the two most important filing deadlines of the year. Families who may be tax resident in both places should obtain professional tax advice in each, and should not treat the filing outcome in one place as a substitute for the other. Jurisdiction: Singapore and mainland China.

Third quarter (July to September): Notices of Assessment and school admission

The third quarter is lighter and suits a mid-year check: see whether any family member's pass or REP expires within the next 6 to 12 months, and prepare renewal documents early.

Fourth quarter (October to December): SRS, policy reviews and closing the year

SRS withdrawals before the statutory retirement age are generally fully taxable and incur a 5% penalty (MOF, 2026-04-15). Whether to open an account and how much to contribute each year should be judged against tax residence and future residence plans; for how it works, see the sister site's page on CPF and SRS for newcomers (savings.sg), and for how SRS fits with insurance, see saving.com.sg. Jurisdiction: Singapore.

Event-driven milestones

The items below have no fixed date, but once triggered they carry clear deadlines or consequences. Keep an expiry-date table for each family member.

For individual cases involving National Service or the REP, check with CMPB or ICA; the rules are explained in after you obtain PR.

Annual milestones for companies and family offices

If the family has a company, single family office or Variable Capital Company (VCC) in Singapore, company-level annual obligations need to be tracked separately. This site lists only the categories and does not go into specific deadlines:

Company-level deadlines differ from individual filing and are usually tracked by the company secretary, accountant or fund manager. For family office and VCC structures, see the sister site's family office section (hnwsolution.sg).

A 15-point annual self-check

Each December, or after individual tax filing is done, run through this checklist:

1. Is every family member's status, pass type and expiry date logged;
2. Are PR members' REPs valid, and do any expire in the next 12 months;
3. After the main applicant's pass is renewed, have the dependants' passes been renewed too;
4. Have this year's days of stay in Singapore and mainland China been recorded;
5. Was Singapore individual income tax filed by 18 April, and has the tax on the NOA been paid in full;
6. Does mainland China overseas income need to be reported by 30 June, and has professional advice been obtained;
7. Was property tax paid by the deadline, or is GIRO set up;
8. Does an SRS contribution need to be made by 31 December;
9. Do the CRS self-certifications held by banks and insurers match the current jurisdiction of tax residence;
10. Does every family member have hospital cover;
11. Does the life cover sum assured cover current debts and household spending;
12. Do policy nominations, wills and CPF nominations reflect the family's latest circumstances;
13. Are the helper's work permit, insurance and security bond valid;
14. For sons liable for National Service, have exit permits and registration timing been planned;
15. Are annual filings for the company, family office or VCC being handled by a professional.

Jurisdiction: Singapore and mainland China. For tax and residency matters, obtain professional advice where you are tax resident. If you would like a calendar built around your own family's circumstances, you can register your needs through the contact details on this site.